What Are Giclee and Digital Prints?

Digital images are created from photographs taken with a digital camera or from scanned images. Fine art prints that are made from digital files generally are created from high resolution files, not small jpg files that most of us use with our point and shoot cameras.With today’s high-end inkjet printers, ultra chrome pigmented inks, and professional grade papers that are fade resistant, photographic images can be created that can last a lifetime. One of the advantages of high-end digital printing is that the images can be optimized for color accuracy better than other methods of print reproduction.Giclee (pronounced “zheeclay”) prints are fine art digital prints that use 8 or 12 color inkjet printers. Giclee is a French word meaning spray or a spurt of liquid. Giclee printing can produce beautiful detailed photographic prints at various sizes and on different surfaces like watercolor paper, canvas or other fine art papers. The print’s longevity is based on the media (the paper) and inks being used – generally 90-100 years. Remember, the stability of the print will vary due to environmental factors, too. Proper matting, framing, and lighting conditions in the room will all affect the longevity of the image.With the advent of high-end digital printing, once an image is digitally archived, artists can print on demand without any change in the quality of the final print. Also, with digital printing, images can be reproduced onto various media (canvas, watercolor paper, etc) and at most sizes. Today, galleries often display and sell high-end digital prints. They sell at prices similar to other contemporary fine art prints.

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Translation Service for Property and Other Legal Documents – Information You Should Know

Property investments today are a very common feature for middle and upper middle class population for reaping profits, setting plants for industries or even constructing homes. Of late several people are investing in property at international venues. Having accurate translations of all documents are essential for protecting investment and thereby to reduce problems with following attribution and ownership. Transfer of physical property is delayed or prohibited without correct translation of all documents. Translation services all over the world are increasing recruitment of translators for real estate and property documentation. The most complex of all are Asian languages. Many agencies are approached by technical enterprises and individuals who are looking for multi lingual expert translators.Most of the intellectual property experts make sure that their ideas are translated into the target language using precise, reasonable and understandable terminology.With complex bills freight bills or requisite legal applications and forms, multiple languages are often involved in the relocation and movement of property. One small mistake can avert the contract or transfer of property involved. Property management is a growing and robust area in which numerous people invest every day. An efficient translation service should be able to categorize the need of the clients. Another major documentation which poses problems frequently and need translation are wedding documents. It is romantic to get married in a foreign land but when it comes to interpretation of such papers at the time of proving validity or legality of the vows taken, a bilingual translator should be besides you. Document translation jobs cover a vast diversity of areas. Instruction manuals are also one of these documents.Another kind of document translation job for a translation service is to transcript martial arts certificates. It is possible that a student may be trained by someone who writes in his own language but the trainees want to get the certificate translated in their native language. Intellectual property translators often hold degree in computers, medicine, engineering and science so their background should be technical and they should have extensive knowledge on different languages. Presently there is a requirement for translators who possess multilingual skills and know-how on patents as well. They must have an understanding of a conventional format and structure of a patent with precise technical understanding.Largely community of business leaders and corporate enterprises need this service today since a promising number of businesses are demanding a volume of received and sent communications. Companies that present an upright service for translation of documents attract more customers.

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Saving Money on Health Care Costs

Anyone who has been to the doctor or made a trip to the emergency room knows that health care costs have gotten out of control. Factor in the outrageous cost of medication and you can see why many people were adamant about the need for health reform. If you want to keep the cost of your medical care within a manageable range, then you are going to have to be proactive about reducing the amount you pay for medical services. Whether you have insurance or not, here are a few savvy things you can do to save money on health care costs.Price Shopping – Health care facilities are just like any other business. Each hospital, doctor’s office, and medical clinic will have their own schedule of fees for medical services and the price difference between them all can be significant. The hospital down the street from you may charge $1700 for stitches while the one that is 30 miles away only charges $1200. That is enough of a savings that it would be worth it to go out of your way. There are several places where you can compare the health care costs of different facilities. Some states have a website you can log into. Another option is to contact your health insurance provider for information about fee schedules.Take Advantage of Hidden Benefits – It pays to take a close look at your health plan and other memberships that you may have. Sometimes you will find hidden benefits that can save you hundreds of dollars on your health care costs. For example, some medical plans provide access to a nurse hotline that you can call any time of the day every day. With their medical experience, a nurse can be a source of advice for various health related issues and can save you a trip to the doctor. Other membership programs may provide discount on medical services such as vision and dental care.Change Up Your Health Insurance – Your health insurance premiums count towards your health care costs. You may be overpaying for your medical plan and not even know it. Insurance providers are for-profit entities and price their health plans to compete effectively in the marketplace. It is a good idea to do some price comparison shopping. An online insurance quote website can make the process a lot easier by providing you with real time rate quotes from multiple providers. That way you can see how your plan stacks and even make a more frugal switch if need be.If you need assistance with these matters, we can help. Please visit our website at http://www.health-insurance-buyer.com and leave your contact information so we can respond to your request.

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Commercial Loans – How Long it Takes to Get Financing

If you are feeling the frustration and anger that so many other small and large business owners are by having to beg, and beg, and beg in front of your supposed “Friendly Banker” after providing them with tons of paperwork, and after they have cross examined not only your successful business, but you and all of your employees because you asked for a business loan to expand your thriving business, or to finally modernize and/or add that much needed machinery which you can now buy at a fraction from just a few years ago, or maybe make that smart acquisition, and at the end of all this humiliation you are told – Sorry, but we are not providing any commercial loans at this time! Arggghhhhhh, it’s enough to drive anyone insane.Well, there is a very innovative, quick and easy way that many savvy, informed business owners have been able to get that much needed financing by using a Pledged Asset Loans or otherwise known as PAL’s to secure the financing they need.PAL’s you ask, what is a PAL’s? A PAL’s loan is a Pledged Asset non-recourse Loan (read no personal liability), true NO DOC loan program offered to anyone holding any publicly traded security worldwide. Let’s explore a bit more and where you can get your PAL’s loan today.There are specialized financial companies that provide securities based loans to investors looking to maximize the potential of their existing publicly traded securities through their Pledged Asset Loan (PAL’s) program. These clients are seeking liquidity for personal or business use without having the need to sell their existing securities. The goal is to deliver customized, innovative financing solutions to individuals and businesses seeking an alternative to the direct sale of their securities. We are able to provide this financing in a fast, streamlined manner with minimal paperwork in as little as a few days.Most of the stock loan programs are non-purpose and non-recourse requiring no documentation. There is also no credit check and no income or employment verification. The only collateral reviewed and evaluated are the pledged securities from our clients. The pledged securities are our lenders’ only recourse.These company’s offer lending facilities on most securities traded domestically and on most international exchanges.A PAL’s program is unique versus traditional securities based lending programs, commonly referred to as “margin loans”. The maximum amount that most traditional investment banks will lend on a high quality securities portfolio is 50% of its value, and not all securities are considered “marginable”. The interest rates are typically higher and based on variable indices such as LIBOR or prime. In addition, there is personal liability associated with these traditional types of margin loans. Conversely, PAL’s program allows securities based loan facilities of up to 85% of the value of publicly traded stock portfolios, and up to 95% on high quality government debt at very low fixed rates. Most securities are eligible for the program whether they are considered “marginable” or not and there is no personal liability.PAL’s Benefit Summary is:
* Terms in 24 Hours
*Quick Closings
*Rates from 3% Fixed
*Keep All Appreciation
*Keep All Dividends
*No Credit Check
*No Credit Reporting
*No Income Verification
*No Employment Verified
*Non-Recourse Stock Loan
*Non-Purpose Stock Loan
*U.S. Exchanges
*Most Foreign Exchanges
*Up to 85% LTV – Stocks
*Up to 95% LTV – Bonds
*$100,000 Minimum Loan
*Loans Up to $100 Million+
*3,5,7,10 Year Terms
*Payoff or RenewIf you think that a PAL’s option is right for you, or to simply learn more, visit WPL site at http://www.worldportfolioloans.com

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Commercial Agents – The Top 5 Listing Tips for Commercial Property Today

When it comes to you as the commercial property agent listing property, you have to be quite selective regards the listed property type and the clients that you work for. It is no secret that the property market today is more selective and difficult.The deals take longer to put together. On that basis you need to be the top performing agent using all the right skills in your local area.Here are what I consider are the top five listing tips that should apply to commercial and retail property today:When you find a potential property to be listed, meet the owner on site and walk through the property to discuss the owners thoughts and targets. It is quite important that the owner is fully briefed regards their property in the local area and how the property market is trending. It is likely that you will need some comprehensive compatible sale and rental information to support your discussions. If you find that the property owner is unrealistic, then it is probably appropriate to walk away from the listing. Your time in this property market is precious; there is no point wasting your time on overpriced unrealistic properties.
Look into the history of the property through the title searches and the records of the local council office. As part of that process, include a review of the local planning regulations and development plan. All of this information will help you understand the legalities of the property and the way it is currently used. If any questions arise from this documentation, then it is appropriate to get subsequent information such as copies of encumbrances, rights of way, liens, and other interests.
The supply and demand for property locally should be understood. As the local property agent you will know something of this given the levels of enquiry that come to your office. There will however be other factors stemming from newly approved developments or developments that currently on the drawing board. The availability of vacant land in the area together with property suitable for redevelopment will also have some impact on this process. You can get a lot of information from the local planning authorities regards trends in the region.
If the property is rented to a tenant, then seek copy of the lease documentation for review as part of the property inspection. Every lease should be regarded as separate and unique. The terms and conditions of every lease can be specific to the single tenant and very different to other tenants in the same property. On this basis you really do need to understand the leases before you attempt to put a price on the property or recommend a method of sale.
To achieve a successful sale or lease, the owner of the property is a significant part of the equation. You have to feel and believe from the outset that you have their honest cooperation in the process. Clients that will not accept the trends of the local market or take your recommendations on board are usually the clients that you do not need. The marketing of any commercial property today should include an element of vendor paid advertising. As to what amount you need is subject to the property and the location, however the principle applies and money should be sought and taken from the vendor prior to any marketing campaign commencing.These five factors will allow you to prepare for the listing, promotion, and marketing process with selected commercial and retail properties. Your preparation and enquiry will always make the listing process more effective.

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How Cryptocurrency Trading Software Is Helping To Grow Your Crypto Platform

The cryptocurrency trading software package is an integrated system to manage all aspects of cryptocurrency trading platform like all kinds of crypto buy, sell, exchange, lending, MLM & affiliate management, converting, live market comparison & analyzing etc.

Important features you should consider:

Buy, Sell And Exchange: Nishue is the impressive trading management system offers a smooth and secure methodology for your users to effortlessly Buy, Sell and exchange cryptocurrencies.

Lending system management: This system is completely brokering friendly has a system to manage Crypto lending service, like create manage offers, maintain and moderation etc

Unique Admin Module: Nishue contains a secure and advanced Admin Module for you to control your Cryptocurrency exchange end-to-end.

Separate customer profile: Separate customer profile module that helps your users to easily track and check all Open deposit or withdraw orders, Records, Transactions etc. on just a click.

MLM & affiliate management: This marketing ready automation tools facilitate to manage your level wise affiliate commission, contribution history, and documents.
Market comparison & Converter: Two additional system has been integrated for live Crypto Comparison, Conversion & Depth analysis.

How Cryptocurrency Trading Software Is Helping To Grow Your Crypto Platform:

Coin Deposit & Withdraw: Crypto trader need to maintain enormous Deposit and Withdraw request daily. Trading software aid to manage your activity with its auto set algorithm.

Coin Package & Lending offer: Keep your various coin package and lending offer at the fingers end of your customer. You can create, manage and advertise your offer using a well-designed package.

Level wise commission: If you follow the MLM strategy to reward your respective participants, and worried about set their commission? OK, It is ready to auto calculate their level wise commission.

Notification & Risk management: Every crypto trading platform must arrange push notification system to keep itself and its client up to date about many alarming issues thus help eliminate risk. In this case, a system project is totally perfect.

Multiple Payment Gateway: You can Integrate your cryptocurrency wallet, Local currency, Payeer Even Mobile Banking system as a Payment method within this software to make your transaction hassle free.

Daily, Weekly & Monthly ROI: Are you worried about maintaining ROI as per you said. This cryptocurrency trading management software can auto calculate ROI, commission, and others as per your given instruction.

Free Responsive Website: It must have integrated a fully responsive, SEO optimized dynamic website with our system and it is totally free. It will help you to manage your enterprise smoothly.

Crypto Comparison, Conversion & Depth analysis: Crypto live market cap & coin convertor two addition system has been integrated for live Crypto Comparison, Conversion & Depth analysis

100% secured System: A trading software is designed after having highly security issue in mind. Secured Integer framework, two-factor authentication, and much other security systems have been applied in this cryptocurrency trading software.

The absolute package exclusively for spot cryptocurrency trading that allows users to trade Bitcoin, Bitcoin Cash, Ethereum and Litecoin through Coinbase. Built upon the same technology that powers the Nishue software, It incorporates proven market-leading tools developed over 25 years to provide both professional and active cryptocurrency traders with a better experience than what’s currently offered by other crypto-only trading solutions.

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Tips to Choose the Best Crypto Signal Service

If you keep an eye on the market, crypto trading can be profitable for you. However, you may find it hard at times. Fortunately, if you need assistance, you can give a go to crypto signal services. The signals offered by them can be used to make the right decision, at the right time. You can choose from a lot of service providers. Given below are a few tips that can help you choose the right one. Read on to know more.

Service Quality

When opting for a service, quality is the number one factor to consider. Ideally, the trading platform should have an awesome success rate as far as predictions are concerned. Aside from this, it should provide relevant impulses so you can get a better idea of the market trends and trades.

Moreover, you should be able to receive the signal promptly so you can make the right moves. The service provider should be able to generate signals as fast as possible.

Reliability

Keep in mind that the service should be reliable as you are going to make your trade decisions based on their guidance. Hence, you might want to opt for a service that you can depend on. This is the only way to make the right choice and be on the safe side.

What you need to do is hire the services of a provider who is legitimate. You are going to consult expert traders, not an automated software program.

Free Trial

How can you find out if a provider is genuine? The best way is to give a go to their service. Many providers offer a free trial service. This is true even if you are going to hire any service, not just crypt trading.

The trial service will allow you to find out if the service is reliable. Once you have tested the service, you can go ahead and pay for it for a long-term.

Pricing

After the trial period expires, you will have to pay for the service. Here it’s important to keep in mind that providers who offer crypto signals for free of charge may not be reliable. In the same way, you might not want to pay a lot of money for the trial period either. As a matter of fact, the price of packages should be fair so you can enjoy the service without breaking the bank. So, you might want to do your homework to get the right service without spending a good deal of money.

Support

Although it’s great if their support is available round the clock, the important thing is to get the right information at the right time. They should be able to answer your questions until you are satisfied.

Without reliable customer support, you can’t benefit from the crypto signal service the way you should.

In short, if you are going to hire the service of a crypto signal service, we suggest that you follow the tips given in this article. This way you can make the right choice.

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Crypto Currency Vs Fiat Currency

Crypto currency vs. Fiat currency

Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.

In cashless society- crypto money play a huge role

If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.

Crypto currency and fiat currency are always at loggerheads

Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.

Differentiating in what the currencies stand for

Before going for the difference between the two, you must understand what do they stand for and how are they are defined.

The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.
Hence, the difference between crypto currency and fiat currency is noted as follows:

• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.

• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.

• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.

• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.

• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.

• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.

The different types of crypto and fiat currencies

In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.

The differences in the anonymity between the two currencies

When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.

Fiat currency vs crypto currency: transparency level

• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.

• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.

A comparative historical roots

If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.

On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.

A comparative history of the two currencies:

• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.

• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.

• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.

• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.

• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.

The traits of both the currencies

The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.

Let us compare their traits with respect to certain factors.

• Both the crypto coins and fiat type currencies are interchangeable in nature.

• As per the portability is concerned both the currencies secure more or less the same position.

• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.

• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.

• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.

• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.

• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.

• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.

• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.

• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.

• The fiat currencies are sovereign in nature, while the crypto currencies are not.

The process of the functioning of the currencies

You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.

On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.

Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.

Is Bitcoin, a crypto currency better than the fiat-currency?

The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.

Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.

Why is Bitcoins considered to be a better aspect than the fiat type currencies?

• Bitcoin gives you the opportunity to re-create a free market capitalism.

• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.

• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.

• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.

• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.

Crypto currencies seem to be a favorable option among the people

The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.

Send money anywhere directly without waiting for the bank’s approval

You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.

The blockchain technology has a very big role to play

Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.

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Crypto Market Analysis

Cryptocurrency have been around for a while now and there are multiple papers and articles on basics of Cryptocurrency. Not only have the Cryptocurrency flourished but have opened up as a new and trusted opportunity for investors. The crypto market is still young but mature enough to pour in the adequate amount of data for analysis and predict the trends. Though it is considered as the most volatile market and a huge gamble as an investment, it has now become predictable to a certain point and the Bitcoin futures are a proof of this. Many concepts of the stock market have now been applied to the crypto market with some tweaks and changes. This gives us another proof that many people are adopting Cryptocurrency market every day, and currently more than 500 million investors are present in it. Though the total market cap of crypto market is $286.14 Billion that is roughly 1/65th of the stock market at the time of writing, the market potential is very high considering the success despite its age and the presence of already established financial markets. The reason behind this is nothing else but the fact that people have started believing in the technology and the products backing a crypto. This also means that the crypto technology have proven itself and so much that the companies have agreed to put their assets in the form of crypto coins or tokens. The concept of Cryptocurrency became successful with the success of Bitcoin. Bitcoin, which once used to be the only Cryptocurrency, now contributes only 37.6% to the total Cryptocurrency market. The reason being, emergence of new Cryptocurrencies and the success of projects backing them. This does not indicate that Bitcoin failed, in fact market capitalization of Bitcoin has increased, rather what this indicates is that crypto market have expanded as a whole.

These facts are enough to prove the success of Cryptocurrencies and their market. And in reality investment in Crypto market is considered as safe now, to the extent that some invest as for their retirement plan. Therefore what we need next are the tools for analysis of crypto market. There are many such tools that enable you to analyze this market in a manner similar to stock market providing similar metrics. Including coin market cap, coin stalker, cryptoz and investing. Even thought these metrics are simple, the do provide crucial information about the crypto under consideration. For example, a high market cap indicates a strong project, a high 24hour volume indicates high demand and circulating supply indicates the total amount of coins of that crypto in circulation. Another important metric is volatility of a crypto. Volatility is how much the price of a crypto fluctuates. Crypto market is considered as highly volatile, cashing out at a moment might bring in a lot of profit or make you pull your hairs. Thus what we look for is a crypto that is stable enough to give us time to make a calculated decision. Currencies such as Bitcoin, Ethereum and Ethereum-classic (not specifically) are considered as stable. With being stable, they need to be strong enough, so that they do not become invalid or simply stop existing in the market. These features make a crypto reliable, and the most reliable Cryptocurrencies are used as a form of liquidity.

As far is crypto market is concerned, volatility comes hand in hand, but so do its most important property i.e. Decentralization. Crypto market is decentralized, what this means is that the price fall in one crypto does not necessarily means down trend of any other crypto. Thus giving us an opportunity in the form of what are called mutual funds. It’s a Concept of managing a portfolio of the crypto currencies that you invest in. The Idea is to spread your investments to multiple Cryptocurrencies so as to reduce the risk involved if any crypto starts on a bear run

Similar to this concept is the concept of Indices in crypto market. Indices provide a standard point of reference for the market as a whole. The Idea is to choose the top currencies in the market and distribute the investment among them. These chosen crypto currencies change if the index are dynamic in nature and only consider the top currencies. For example if a currency ‘X’ drops down to 11th position in crypto market, the index considering top 10 currencies would now won’t consider currency ‘X’, rather start considering currency ‘Y’ which have taken it’s place. Some providers such as cci30 and crypto20 have tokenized these Crypto indices. While this might look like a good Idea to some, others oppose due to the fact that there are some pre-requisites to invest in these tokens such as a minimum amount of investment is needed. While others such as cryptoz provide the methodology and a the index value, along with the currency constituents so that an investor is free to invest the amount he/she wants to and choose not to invest in a crypto otherwise included in an index. Thus, indices give you a choice to further smooth out the volatility and reduce the risk involved.

Conclusion

The crypto market might look risky at first look and many might still be skeptical of its authenticity, But the maturity that this market has attained within the short period of its existence is amazing and the proof enough for its authenticity. The biggest concern that investors have is volatility, for which there had been a solution in form of indices.

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Increasing Student Success Through Instruction in Self-Determination

An enormous amount of research shows the importance of self-determination (i.e., autonomy) for students in elementary school through college for enhancing learning and improving important post-school outcomes.
Findings

Research by psychologists Richard Ryan, PhD, and Edward Deci, PhD, on Self-Determination Theory indicates that intrinsic motivation (doing something because it is inherently interesting or enjoyable), and thus higher quality learning, flourishes in contexts that satisfy human needs for competence, autonomy, and relatedness. Students experience competence when challenged and given prompt feedback. Students experience autonomy when they feel supported to explore, take initiative and develop and implement solutions for their problems. Students experience relatedness when they perceive others listening and responding to them. When these three needs are met, students are more intrinsically motivated and actively engaged in their learning.

Numerous studies have found that students who are more involved in setting educational goals are more likely to reach their goals. When students perceive that the primary focus of learning is to obtain external rewards, such as a grade on an exam, they often perform more poorly, think of themselves as less competent, and report greater anxiety than when they believe that exams are simply a way for them to monitor their own learning. Some studies have found that the use of external rewards actually decreased motivation for a task for which the student initially was motivated. In a 1999 examination of 128 studies that investigated the effects of external rewards on intrinsic motivations, Drs. Deci and Ryan, along with psychologist Richard Koestner, PhD, concluded that such rewards tend to have a substantially negative effect on intrinsic motivation by undermining people’s taking responsibility for motivating or regulating themselves.

Self-determination research has also identified flaws in high stakes, test focused school reforms, which despite good intentions, has led teachers and administrators to engage in precisely the types of interventions that result in poor quality learning. Dr. Ryan and colleagues found that high stakes tests tend to constrain teachers’ choices about curriculum coverage and curtail teachers’ ability to respond to students’ interests (Ryan & La Guardia, 1999). Also, psychologists Tim Urdan, PhD, and Scott Paris, PhD, found that such tests can decrease teacher enthusiasm for teaching, which has an adverse effect on students’ motivation (Urdan & Paris, 1994).

The processes described in self-determination theory may be particularly important for children with special educational needs. Researcher Michael Wehmeyer found that students with disabilities who are more self-determined are more likely to be employed and living independently in the community after completing high school than students who are less self-determined.

Research also shows that the educational benefits of self-determination principles don’t stop with high school graduation. Studies show how the orientation taken by college and medical school instructors (whether it is toward controlling students’ behavior or supporting the students’ autonomy) affects the students’ motivation and learning.
Significance

Self-determination theory has identified ways to better motivate students to learn at all educational levels, including those with disabilities.
Practical Application

Schools throughout the country are using self-determination instruction as a way to better motivate students and meet the growing need to teach children and youth ways to more fully accept responsibility for their lives by helping them to identify their needs and develop strategies to meet those needs.

Researchers have developed and evaluated instructional interventions and supports to encourage self-determination for all students, with many of these programs designed for use by students with disabilities. Many parents, researchers and policy makers have voiced concern about high rates of unemployment, under-employment and poverty experienced by students with disabilities after they complete their educational programs. Providing support for student self-determination in school settings is one way to enhance student learning and improve important post-school outcomes for students with disabilities. Schools have particularly emphasized the use of self-determination curricula with students with disabilities to meet federal mandates to actively involve students with disabilities in the Individualized Education Planning process.

Programs to promote self-determination help students acquire knowledge, skills and beliefs that meet their needs for competence, autonomy and relatedness (for example, see Steps to Self-determination by educational researchers Sharon Field and Alan Hoffman). Such programs also provide instruction aimed specifically at helping students play a more active role in educational planning (for example, see The Self-directed Individualized Education Plan by Jim Martin, Laura Huber Marshall, Laurie Maxson, & Patty Jerman).

Drs. Field and Hoffman developed a model designed to guide the development of self-determination instructional interventions. According to the model, instructional activities in areas such as increasing self-awareness; improving decision-making, goal-setting and goal-attainment skills; enhancing communication and relationship skills; and developing the ability to celebrate success and learn from reflecting on experiences lead to increased student self-determination. Self-determination instructional programs help students learn how to participate more actively in educational decision-making by helping them become familiar with the educational planning process, assisting them to identify information they would like to share at educational planning meetings, and supporting students to develop skills to effectively communicate their needs and wants. Examples of activities used in self-determination instructional programs include reflecting on daydreams to help students decide what is important to them; teaching students how to set goals that are important to them and then, with the support of peers, family members and teachers, taking steps to achieve those goals. Providing contextual supports and opportunities for students, such as coaching for problem-solving and offering opportunities for choice, are also critical elements that lead to meeting needs for competence, autonomy and relatedness and thus, increasing student self-determination.

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